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PolicySpot is like PalPal but niched for the insurance industry. Just like your customers pay UPS to send a payment to you, they can pay us and we will ach it into your account. You get 100% of the insurance payment with none of the cost or headaches associated with a merchant account. We offer a way for insurance professionals to remove the costs of card acceptance while maintaining compliance with the rules of credit card companies and state and federal regulations.